When you’re buying home insurance, there are a few things you need to take into account. Here are some key factors to keep in mind: – The value of your home: This is one of the most important considerations when it comes to deciding how much coverage you need. Make sure to get an accurate … Read more
Most home insurance policies include loss of use coverage, which reimburses policyholders for the cost of temporary housing if their homes are uninhabitable due to a covered disaster. This coverage is designed to help cover the additional costs that may be incurred when you need to find a place to stay while your home is … Read more
Your home is one of your most important investments, so it’s important to make sure it’s properly insured. Homeowners insurance usually covers damage caused by fire, wind, hail, water leaks, and theft. It also may cover liability if someone is injured on your property. The amount of coverage you need depends on the value of … Read more
As a home insurance adjuster, there are several things you will look for when assessing damage after a claim. First, you will want to make sure that the dwelling is safe and habitable. This means checking for structural damage, leaks, mold, and other issues that could pose a threat to the occupants. Next, you will … Read more
Most homeowners insurance policies in California will cover the following: -Damage to your home and other structures on your property, such as a detached garage -Personal belongings inside your home -Liability protection in case someone is injured on your property Some policies will also cover additional expenses, such as temporary living expenses if your home … Read more
If you’re shopping for home insurance, you may have come across the term “all other perils.” But what does it mean? Simply put, all other peril is a catch-all phrase for any type of damage to your home that is not caused by fire, wind, or hail. This can include things like theft, vandalism, water … Read more
Auto insurance is mandatory in Florida. Drivers must carry a minimum of $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL) coverage. PIP covers medical expenses and lost wages for you and your passengers in the event of an accident, regardless of who is at fault. PDL pays for damage to … Read more
Renting a home is a great way to save money on your housing costs, but it’s important to remember that your landlord’s insurance doesn’t cover your belongings. That’s where renters insurance comes in. Here’s what you need to know about this important coverage. What is renters insurance? Renters insurance is a type of insurance that … Read more
If you’re like most people, you probably don’t think about your home insurance until it’s time to renew your policy. But if you’re buying a new home or refinancing your mortgage, you may be required to have escrow for your home insurance. Here’s what you need to know about switching your home insurance with escrow. … Read more
If you’re worried about contracting coronavirus, you may be wondering if your insurance will cover the cost of at-home testing. While the idea of being able to test yourself for COVID-19 at home is appealing, it’s important to know that these tests are not currently covered by insurance. Here’s what you need to know about … Read more