Joseph Joseph Mitchell 
Have you ever wondered how no fault auto insurance works? If you’ve ever been in a car accident, you know that it can be a frustrating and confusing experience. You may be wondering who is at fault and who will have to pay for the damages. No fault auto insurance is a type of insurance … Read more
If your auto insurance lapses, you may be fined and your registration could be suspended. If you are involved in an accident without insurance, you could be sued for damages. How to avoid lapsing on your auto insurance policy If you let your auto insurance policy lapse, you will likely have to pay a higher … Read more
As the internet of things (IoT) and other technological advancements continue to permeate every aspect of our lives, it’s only natural that the auto insurance industry would begin to explore how these innovations can be used to create a more efficient and effective system for pricing and regulating coverage. Currently, the insurance industry relies heavily … Read more
Auto insurance can be a confusing topic, especially when it comes to deciding if stacked or unstacked coverage is right for you. Here’s a breakdown of the two types of coverage to help you make an informed decision. Stacked coverage is an auto insurance policy that allows you to stack, or combine, your limits of … Read more
When it comes to life insurance, dividends matter. Dividends are a type of return on investment (ROI), which means they can add up over time and provide policyholders with more death benefit coverage for their premium dollar. Plus, life insurance dividends are typically tax-free. While not all life insurance policies offer dividends, they are available … Read more
Auto insurance is insurance that drivers are required to have in order to drive a car. The minimum amount of coverage required by law varies from state to state. Basic auto insurance coverage typically includes liability insurance, which covers damages that the policyholder causes to other people or property in a car accident, and collision … Read more
Variable life insurance is a type of permanent life insurance that offers policyholders the opportunity to invest their premiums into different sub-accounts. The growth of the cash value in the variable life insurance policy is dependent on the performance of the underlying investments in the sub-accounts. While variable life insurance policies offer policyholders the potential … Read more
It’s no secret that life insurance is an important part of financial planning. But what type of life insurance is best for you? Term life insurance is often recommended for younger people because it is generally less expensive and provides coverage for a specific period of time. However, whole life insurance can also be a … Read more
Insurance companies use several different factors to calculate your car insurance premium. They take into account your age, driving history, where you live, what kind of car you drive and how much you drive. Insurance companies also look at your credit score when determining your premium. How do insurance companies calculate your car insurance premium? … Read more
If you’re like most people, you’re probably not sure what whole life insurance is. And that’s okay – a lot of people don’t know much about it. But there are some good reasons why you should avoid whole life insurance, and we’ll go over a few of them here. First of all, whole life insurance … Read more