Joseph Joseph Mitchell 
If you run a business, chances are you have some form of business overhead insurance. But what exactly does this type of insurance cover? Generally, business overhead insurance covers the expenses associated with running your business, even if you can’t physically work. This can include things like rent, utilities, administrative costs, and other necessary expenses. … Read more
When you start a new job, your health insurance will usually start on the first day of the following month. There may be a waiting period for coverage to begin, so be sure to ask your employer about their specific policy. If you have any questions about your coverage, contact your insurance company directly. -When … Read more
If you’re confused about how indemnity health insurance works, you’re not alone. This type of coverage is less common than managed care plans like Health Maintenance Organizations (HMOs) or Preferred Provider Organizations (PPOs). Here’s a quick overview of how indemnity health insurance plans work. With an indemnity plan, you can see any doctor you want. … Read more
There is no definitive answer to this question as it varies from insurer to insurer. Some insurers will cover dependents up to the age of 26, while others may only cover them up to the age of 21. It is important to check with your specific insurer to find out what their policy is regarding … Read more
As a business owner, you need to protect your company from a variety of risks. One way to do this is with class 1 business insurance. This type of insurance can help cover the cost of damages or losses that your business may suffer due to a variety of events, such as fire, theft, or … Read more
If you do not have health insurance in the United States, you may be subject to a tax penalty. The tax penalty is calculated as a percentage of your household income or a flat fee, whichever is greater. For 2018, the tax penalty is 2.5% of your household income or $695 per adult ($347.50 per … Read more
As your business grows, your insurance needs will change. Review your business insurance policy annually to make sure it still meets your needs. Consider these five tips to get the most out of your business insurance policy. 1. understand what your policy covers When it comes to business insurance, there is no one-size-fits-all solution. Make … Read more
As a business owner, you know that protecting your company is crucial. You may have insurance for your building, inventory, and employees, but have you considered HVAC business insurance? HVAC business insurance is a type of coverage that specifically protects businesses that install, maintain, or repair heating, ventilation, and air conditioning systems. Due to the … Read more
If you don’t have van business insurance, you could be facing some serious consequences. Your business could be sued for damages, your van could be repossessed, and you could even be put out of business. 1. Don’t have van business insurance? You could be risking your business If you have a van and use it … Read more
As a business owner, it’s important to make sure your business is properly insured. Here are four tips to help you make sure your business is properly insured: 1. Know what types of insurance your business needs. There are many different types of insurance available, and each type of insurance has its own purpose. You’ll … Read more