Joseph Joseph Mitchell 
If you’re like most people, you’re probably more than a little confused about the different types of life insurance out there. And when you start hearing terms like “survivorship life insurance,” it can all start to sound like a foreign language. But don’t worry, we’re here to help. In this article, we’ll explain what survivorship … Read more
value When a business purchases insurance with cash value, the business is essentially making an investment. The cash value of the policy will grow tax-deferred, and the business can use the cash value to help pay for the costs of the policy, like premiums or to help cover expenses if the business is ever sued … Read more
When it comes to life insurance, there are two main types: whole life and term life. Whole life insurance policies are more expensive, but they also provide lifelong coverage. Term life insurance, on the other hand, only provide coverage for a set period of time, typically 10-30 years. After that, the policy expires and you … Read more
Kin Insurance has been in business since 2015. The company is a technology-driven insurance provider that offers homeowners insurance in Florida, Texas, and Illinois. Kin insurance: A brief history The first insurance company in the United States was founded in 1752 in Philadelphia. It was called The Insurance Company of North America and it offered … Read more
When you purchase life insurance, the policy’s face value is the amount of money your beneficiaries will receive upon your death. While the face value is important, it’s not the only factor to consider when choosing a policy. Here’s a look at why face value is important and how to choose the right amount of … Read more
Business insurance is vital for any company, no matter its size or industry. It helps protect businesses from financial losses due to unforeseen events, such as accidents, lawsuits, or natural disasters. There are a variety of different types of business insurance policies available, and the coverage you need will depend on the specific risks your … Read more
When does a life insurance policy typically become effective? A life insurance policy will typically become effective on the date that it is purchased. When does a life insurance policy typically become effective? When does a life insurance policy typically become effective? A life insurance policy will usually become effective on the date that the … Read more
As a business owner, you are responsible for the safety and well-being of your employees. If they are injured on the job, workers’ compensation insurance will help cover their medical expenses and lost wages. There are a few things you need to do to get workers’ compensation insurance for your business: 1. Check with your … Read more
If you have a health plan through the Marketplace, you can renew your coverage for next year starting November 1. If you don’t renew your health insurance, you’ll have to pay a fee on your taxes. You can renew your health insurance for next year starting November 1. How often do I need to renew … Read more
Many people are surprised to learn that you can purchase life insurance on someone who is already sick or dying. This type of policy is called a viatical settlement. In a viatical settlement, the life insurance policyholder sells his or her policy to a third party (the “viator”) at a discounted rate. The viator then … Read more